A Four-Point Inspection may be required by your insurance company prior to issuing a new policy or when renewing an existing policy on homes that are 30 years old or more. This inspection focuses on only the roof, electrical, plumbing and HVAC systems and covers far less in scope than a standard home inspection.
The inspector will complete the inspection and submit a standardized report, along with any required documentation, to your insurance company.
You should allow 30-60 minutes to complete this inspection. The homeowner does not need to be present for this inspection but a representative above the age of 18 must be present to allow access.